Arizona Renters Insurance

Arizona Renters Insurance Information

We offer affordable renters insurance policies that have flexibility to meet
your individual needs and above all, provide you with the security that comes
only from the knowledge that your home is safe. If you live in an apartment or
a rented house, a Arizona renters insurance policy covers you and your
possessions. A standard Arizona renters insurance policy protects your
personal property in many cases of theft or damage, and may pay for
temporary living expenses if your rental is damaged so seriously you can't
live in it. It can also protect you from personal liability.

The standard Arizona renters insurance policy covers the actual cash value
of personal property. Payments are based on the replacement cost of the
property minus a deduction for physical depreciation and obsolescence. If
you add replacement cost coverage (for an additional premium), the
insurance company will pay one of the two amounts below, whichever is
lower?

1. The cost to replace the property with a similar type
and quality of property without a deduction for
depreciation.

2. The full cost to repair at the time of the loss.

Arizona renters insurance policy is a popular form of personal insurance and
usually contains four sections: C, D, E, and F:

Coverage C - protects your personal property, (e.g. furniture, CDs, stereo
and clothes). You choose a dollar amount limit (what you think your
possessions are worth) when you purchase a Arizona renters insurance
policy.

Coverage D - covers loss of use - the expenses you face when your
apartment can't be used due to an insured loss. This is usually 20% of your
personal property limit.

Coverage E - covers your personal liability claims and suits for bodily injury
or property damage. You choose this limit when you purchase the Arizona
renters insurance policy.

Coverage F - pays for medical expenses for minor injuries to others even if
you were not at fault. The policy normally includes limits of $1,000 per
person.

An Arizona renters insurance policy covers "named perils" listed on your
policy and usually include the following:

Theft, Fire or Lightning, Windstorm or Hail, Explosions, Riots, Aircraft,
Vehicles, Smoke, Vandalism, Falling objects, Weight of ice, snow, or sleet,
Accidental discharge or overflow of water or steam, Sudden and accidental
tearing apart, cracking, burning, or bulging, Freezing, Sudden and accidental
damage from artificially generated electrical current , Volcanic eruptions
(doesn't include earthquake or tremors)

Click on the link below to fill out a secure quote request form for an Arizona
Renters Insurance policy that will provide excellent insurance coverage at an
affordable cost. Or you can speak with our Arizona renters insurance agent
specialist at (520) 323-6887 to discuss the policy features in more detail.

Click here to fill out an

Arizona Renters Insurance

quote request form

We are a Tucson, AZ insurance agency offering cheaper Arizona renters
insurance policy premiums to residents located in the following cities and
counties throughout the Grand Canyon state of Arizona: Oro Valley, South
Tucson, Cortaro, Vail, Sahuarita, Benson, Sonoita, Elgin, Green Valley,
Sierra Vista, Continental, San Xavier, Madera Canyon, Patagonia, Nogales,
Tubac, Amado, Carmen, Pan Tak, Rillito, Redington, Marana, Red Rock,
Picacho, Oracle, San Manuel, Mt. Lemmon, Catalina, Mammoth, Eloy, Casa
Grande, Arizona City, Coolidge, Florence, Gilbert, Peoria, Glendale, Sun
City, Maricopa, Sun Lakes, Chandler, Mesa, Scottsdale, Sun City West,
Tempe, Phoenix, Apache Junction, Surprise, Cochise County, Santa Cruz
County, Graham County, Pinal County, Maricopa County, and Pima County,
AZ. We can also provide low Arizona renters insurance premium rates in the
cities of Flagstaff, Prescott Valley, Yuma, Lake Havasu City, Sedona,
Bullhead City, and Prescott, AZ.

**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.